Our Foundation
Direct Lending, Grounded in the Midwest
Zephyr Financial Group was founded on a simple observation: the businesses that form the backbone of American communities — manufacturers, contractors, retailers, service providers — were consistently underserved by traditional lenders. Banks moved slowly, demanded collateral, and often declined applicants who were fundamentally creditworthy but didn't fit a narrow box.
Based in Otsego, Michigan, we launched to fill that gap. Not as brokers who pass your application to a network of faceless funders, but as direct lenders who make decisions ourselves, fund from our own capital, and stand behind every deal we do.
Under the leadership of Tyler DeHaan, our team has helped business owners across the country access capital at the moments that mattered most — when growth was within reach, when a contract required upfront investment, when equipment failure threatened operations.
The name Zephyr was chosen deliberately. In Greek mythology, Zephyr was the west wind — steady, favorable, the wind sailors prayed for. That's the role we want to play in your business: not a storm, not a calm, but the right force at the right moment, propelling you forward.
